Fees & Transaction Limits

Fees & Transaction Limits

Fees & Transaction Limits

Please read this document carefully before using Our Service.

Standard Account Services

  • Opening and maintaining the account - Free

  • Add fiat money (eg. EUR) to your account (top-up) - Free

Issuing a Virtual Card

  • €0 for first three virtual cards, after that €3 per Virtual Card will apply

Issuing a Physical Card

  • €9,99 for each first plastic card plus a card delivery fee of €5,99 (for delivery in Romania)

  • €12,99 (for international delivery)

Payments by using the card

  • Free (making card payments at POS/E-commerce Merchants)

Foreign exchange fee

  • Maximum 2.5% applied to the exchange rate used for performing the foreign exchange operation

  • The fee will depend on transaction type, merchant type, geographical location or other promotional campaigns

Cash withdrawal

  • Free for maximum €200 per month

  • Above €200 a 2% fee plus €1 per withdrawal will apply

Other fees

  • Chargeback fee: €30 per unjustified Chargeback

  • Checking your balance at an ATM (in Romania): €1

  • Checking your balance at an ATM (outsideRomania): €2

  • Fee on payments to high-risk merchants (eg. Gambling): maximum 3%, min €1

  • min €1

Top-up account limits (Standard Account)

  • Daily top-up limits: €10.000

  • Monthly top-up limits: €50.000

  • This applies cumulatively for all available top-up methods

Minimum top-up amount

  • €10

Card spending limits (Standard Account)

  • Daily Card Spending Limit: No limit

  • This includes card payments at POS/E-commerce Merchants

ATM transactions withdrawal limits (Standard Account)

  • Maximum €500 per day

  • Maximum €2.500 per month

  • min €1