Fees.
Everything we charge, line by line. The same schedule you see in the app.
Card
- First virtual card
- Free
- ATM withdrawal
- €1.50 + 1.5%
- Card payments in foreign currency
- 0.5%
- Additional virtual card
- €3.00
- Card top-up by bank transfer
- €1.00
Transfers
- SEPA inbound
- 0.3%Bank conversion fee may apply
- SEPA outbound
- 0.3%Bank conversion fee may apply
- SWIFT outbound
- €15.00 + 0.1%Where available
- Account opening
- Free
- Monthly fee
- Free
- Send to a friend
- Free
- Payment links
- Free
Crypto
- Swap
- 1.5% + Network fee
- Send from crypto wallet
- Network fee only
- Receive crypto
- Free
- Bank balance to crypto wallet
- 1.5% + Network fee€2.00 minimum
- Crypto top-up
- €1.00 + 2% + Network fee
- USDC received, converted to EUR
- 2% + Exchange rate
- USDC top-up
- 2% + Exchange rate
Network fees are set by the blockchain and exchange rates by the partner at the time of the transaction. Every fee is shown in the app before you confirm.